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How can I recover compensation from an uninsured driver?

On Behalf of | Sep 29, 2023 | Personal Injury

When a car accident is caused by another driver, leaving you with unexpected injuries, it can be difficult to figure out how to pay your medical bills, offset your lost wages, and make sure all of your bills are paid. While you might be able to recover compensation from the driver who harmed you, it can be tricky when that driver doesn’t have insurance.

Can you recover compensation from an uninsured driver?

Yes, but the process isn’t going to be easy. Here are some places you can turn for financial resources that could help offset your losses:

  • Your own insurance: Your own insurance policy might have personal injury protection or uninsured motorist coverage. If it does, then you might not have to worry about recovering compensation from the uninsured driver.
  • Consider whether the other vehicle is insured: Even if the driver is uninsured, you might be able to recover compensation if there’s insurance covering the vehicle, even if the uninsured driver didn’t have permission to drive that vehicle.
  • A personal injury lawsuit: Most uninsured drivers lack financial resources, which is why they don’t have insurance. This can make it difficult to recover compensation from them in a personal injury lawsuit, but if you’re awarded compensation through one of these lawsuits, then you can implement strategies like wage garnishment to recoup some of the losses that you’ve faced.

Know how to protect your interests after a car accident

You have a lot to deal with after a car accident. You shouldn’t have to worry about how you’re going to cover your medical care and everyday expenses. But that could be the sad reality if you don’t have a strong legal strategy in place. That’s why if you want to protect your interests as fully as possible, then now is the time to start developing the legal plan that’s best for you under the circumstances.